The peer-to-peer marketplace where your neighbours' stuff becomes yours to borrow. Verified users, secure payments, every item protected.
Why spend hundreds on something you'll use once? Borrow from a verified neighbour for a fraction of the cost.
Whether you're borrowing or lending, the entire process is frictionless.
Search the marketplace or browse categories. Filter by distance, price, and trust scores.
→Request an item, agree on dates, pay securely. Meet your neighbour and pick it up.
→Return when done. Photo-verify condition. Leave a review and build your trust score.
Real protection with real mechanisms. Deposit holds, photo evidence, and platform-funded resolution — every pound accounted for.
Every dispute follows the same transparent, evidence-based process. No guesswork.
File a report with photo evidence within 24 hours of return
Other party reviews and submits their side with evidence
Borrowed's Resolution Team reviews all evidence and photos
Decision issued. Funds released, refunded, or deposit charged
Disagree? Request a second review with additional evidence
Progressive verification that unlocks more of the marketplace as you build trust.
Email & phone verified. Browse the marketplace.
Photo ID checked. Full marketplace access. Can list items.
Address verified. Borrow any value. Reduced deposits.
10+ loans, 4.8+ trust score. Skip deposits. Priority access. Trusted badge.
Not a black box. You can see exactly how your score is calculated and what it means.
New users start at a baseline score. Your first 5 transactions are weighted for trust-building, and completing verification levels gives bonus points.
Concrete answers, not vague promises. Here's exactly how each situation is handled.
You set the rules. You set the prices. We handle payments, protection, and disputes.
DSLRs, lenses, tripods, lighting — earn while your gear sits in a bag.
Drills, saws, sanders — your garage becomes a revenue stream.
Tents, sleeping bags, stoves — peak season earnings can triple.
The features that make borrowing feel as safe as buying new.
Every user verifies their email and phone. Photo ID is required for full marketplace access (Level 2+). Higher-value borrowing requires address verification (Level 3). No anonymous accounts, ever.
Rental payment is authorised on the borrower's card but only captured after both parties confirm handover via condition checks. Deposits are an authorisation hold — not a charge. Payout released to the lender after confirmed return; paused if a dispute is opened.
Real-time reputation based on punctuality, condition, and communication. Accountability that works.
Find items within walking distance. Requests broadcast to nearby lenders automatically.
Timestamped before-and-after photos. Clear evidence for fair dispute resolution.
All messages & payments encrypted at rest and in transit
PCI Level 1 compliant processing with payment hold protection
All data on encrypted EU/UK servers, fully GDPR compliant
Dedicated support team with photo-evidence resolution
No hidden fees. Transparent per-transaction pricing — you always know what you'll earn and what you'll pay.
The average UK household owns £3,500 worth of items used less than once a month. Borrowed keeps things in use instead of in landfill.
Join our London beta and be first to borrow smarter. Free to join, no spam, ever.
Founding member access · Free to join